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Also, the Accompanying RFI seeks further information from the public about these practices and the Bureau also will continue to consider whether there is a need for additional rulemaking in this area.
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Some of the victims had taken out short-term loans from payday lenders, but the loans were not delinquent, nor did the defendants have the right to collect on the loans, the complaint said.
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The limitations on lending included in the proposed rule would have a much larger impact on lenders and on these markets than would the procedural costs.
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Mortgage companies that do not employ brokers have more rigid parameters for the interest rates offered and cannot access different lenders that may have more flexible guidelines.