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The IRS allows couples to deduct the interest paid on up to $1 million in home acquisition debt, single filers up to $500,000.
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Lenders' own business needs likely lead them to have this capacity.
By extending the loan term you may pay more in interest over the life or the loan.
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The mortgage industry is a quantity over quality model, so the idea is to get as many MINIMALLY qualified people in the door as possible.
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Pay back your loan in MoneyMe will set up direct debits on your nominated payday and send you a reminder in advance of that date.
The former is a much easier problem to deal with.
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