Privacy Policy



Privacy Policy: Customer Statement / Declaration / Authority.



In this document, references to 'we' or 'us' are to Ferratum New Zealand Limited, Level 2, 132 Hurstmere Road, Takapuna, Auckland 0622 New Zealand (and references to 'our' should be interpreted accordingly).



We might get information and make such enquiries as we might consider justified from any source, like the Ferratum Group and credit rating or debt collection agencies for the goals set out in this privacy policy.



Beneath the Privacy Act 1993, people have rights of access to, and correction of, their personal information. You can do so by emailing us: THEASTERFOUNDATION.INFO. A fee could be payable.




You understand and acknowledge to us that:

' All info you supply to us, whether furnished via mobile phone, SMS or site is complete, correct and true in every regard.



    ' An application for a loan is subject to our relevant lending standards.



    ' If information you supply to us is not correct, true and complete, your application may be decreased.




    You certify that:




' You are not less than 18 years of age.


You admit that:

' we're gathering information about you to determine a credit facility or other loan, or continue supplying you with, whether to supply you with of cash. May very well not have the ability to apply for such credit or loan, if all the requested information just isn't provided, or access cash from us. For instance, information concerning identity is a necessity beneath the Financial Transactions Reporting Act 1996 and also the Anti-Money Laundering and Countering Financing of Terrorism Act 2009 and is required if you wish to accomplish a trade with us.



' Information collected and held about you (now or in the future) may be utilized from time to time by us and our related businesses to make available to you any of the full-range of financial services offered by us, for credit evaluation and management and debt recovery goals, to file any security interest given to us, for marketing and promotional purposes and generally to conduct business alongside you.



Every commercial email message shall include an unsubscribe facility.SMS messages shall not include unsubscribe facility nevertheless you're at any given time competent to unsubscribe from all future electronic commercial messages by emailing us to THEASTERFOUNDATION.INFO. There isn't any cost involved to the use of the unsubscribe facility. In the event you receive any further messages from us, these are most likely caused either by human or technical errors, in such event we ask you to contact us as soon as possible and we shall immediately take actions to correct such errors.



' We may disclose information about you to credit reporting agencies for the intent of obtaining credit reports.



' We may make all necessary enquiries concerning your credit record or some information provided by you to us (in an application or otherwise) for purposes related to supply of credit to you, from whatever source we consider appropriate, including any credit reporting agencies. You authorise such entities to supply the information we might demand to us.



Those credit reporting agencies provide it to their credit reporting services and may retain that information.



' We may disclose your individual information (including default option info) to such credit reporting agencies. You authorise such information to be collected by such entities for these goals from us.



' We could also use the credit reporting agency's monitoring service to get updates, if any, of the information it holds about you.



' If you default in just about any duties to us, we might disclose your important personal information (including default option info) to credit rating or debt collection agencies or some person we might appoint to collect any outstanding debt, and then it could be kept by them. Those agencies may give you the info for their customers who use their credit reference services. You authorise such information to be collected by such entities for these goals from us.