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In addition to business assets, the bank might also accept as collateral any personal assets you have, especially those that can be easily transferred and liquidated, such as savings accounts or marketable investments.
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Based on its outreach, the Bureau believes that there are several consumer reporting agencies currently serving the lending markets covered by this proposed rule that are interested in becoming registered information systems and would be eligible to do so.
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Specifically, about 60 percent of balloon-payment installment loans resulted in refinancing, reborrowing, or default.
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If a borrower does not pay off the loan, the debt rolls over from month to month, compounding the difficulty of getting the loan paid off.
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