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As an alternative to substantive regulation of the consumer credit transactions that would be covered by the proposed rule, the Bureau considered whether enhanced disclosure requirements would prevent the consumer injury that is the focus of the proposed rule and minimize the impact of the proposal on small entities.

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The suit claims that after Western Sky supposedly originated the loans, it immediately assigned them to CashCall or similar companies, which then collected all payments on the loans and charge interest.

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  • This gives the customer one last chance to get their credit back in good standing with all other banks.
  • In the event of a default, the Lender may pursue any lawful remedy against the Borrower.
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