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It was undertaken in response to a request from the Bangko Sentral ng Philipinas (BSP), with a particular focus on debit and credit products provided by BSP regulated banks .
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The Omaha events included a visit to a payday loan store and a day-long public session that focused on the Bureau's proposals in the Small Business Review Panel Outline and trends in payday and vehicle title lending.
Inflation – A general, sustained upward movement of prices for goods and services in an economy.
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In the Small Business Review Panel Report, the Panel recommended that the Bureau continue to consider whether regulations in place at the State level are sufficient to address concerns about unaffordable loan payments and that the Bureau consider whether existing State laws and regulations could provide a model for elements of the Federal regulation.