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If you opt-in, it is up to TCF’s discretion to authorize or not authorize these transactions.

The Bureau also seeks comment on the impact of the Section 7 loan limit on small entities.

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Lenders making loans under one of the alternatives to the ATR requirements for covered longer-term loans would not be required to provide the payment notices, but would be affected to the extent they reach the limit on the number of attempts to withdraw payment from a borrower's account.

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If the Navient loans are not showing, they are likely private.

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