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The origination fee is 1% to 6% depending on the credit rating that Lending Club assigns you at application.

Citrone's view evidently isn't shared by Joe Davis of Vanguard, who told Judge, "We're not bearish," but "cautious," and advised not having "outsized risk positions.


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Payday Loan No Credit Check

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If you often have a high balance on your credit cards, keeping the balance below 20% to 30% of the available credit might help your score.

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