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In determining whether an act or practice is unfair, the [FTC] may consider established public policies as evidence to be considered with all other evidence.

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These meetings have provided additional opportunities to gather insight and recommendations from both industry and consumer groups about how to formulate a proposed rule.

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See comments 3-1 and 3-2.

Loans have lengths ranging from three to 24 months and are paid back on a daily or weekly basis.

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Using this metric, the Bureau estimates that in 2012, storefront payday lenders held approximately $2 billion in outstanding single-payment loans.