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The non-profit helps drive economic development and strengthen communities by financing hundreds of homebuyers each year, as well as funding nonprofits, child care centers, community health facilities, public charter schools, and residential and commercial real estate projects.

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Table 4 provides additional information about the other typical major financial obligations of households that use payday loans.

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Short-term loans generally have a higher interest rate than long-term ones.

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The solar day is gradually getting longer because Earth's rotation is slowing down ever so slightly," says Daniel MacMillan of NASA's Goddard Space Flight Center in Greenbelt, Md.

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